Author Archive: SOC Magazine

We Buy Houses Near Me – Sell My House Fast To PDX

we buy houses near me

PDX Renovations – We Buy Houses Near Me

Are you looking to sell your home fast? You need to consider PDX Renovations & We Buy Houses Near Me, for the best results. The real estate process has never been this easy. You don’t need to spend a lot of money or time hiring a real estate agent because you don’t need one.

We can help you save your money on repairs because we can buy your home as it is. We will do a proper assessment of your home in its current condition and give you the right value for it without fail. Later on, we can sign the contracts and the money will be forwarded to you. It’s as simple and fast as that.

Therefore, you are at an advantage if you are looking to sell your home fast. Let’s say you have to move out of town because of a new job promotion or any other issue, you can leave your home sold and have enough money for the relocation. Alternatively, if you are in the middle of a tough divorce and want to divide the property equally, our fast process helps you do that.

PDX Renovations – We Buy Houses Near Me – You simply need to contact us today and get the best real estate experts to help you sell your home fast!

Stop Foreclosure Oklahoma on Its Tracks With These Tips

stop foreclosure Oklahoma

Ever received a foreclosure threat from your bank in the mail?

Well, you’re not alone, but it is important that you take swift action to avoid the proceedings.

A foreclosure can not only hurt your credit score but losing your home is never a good experience and it can be very difficult to find a decent place to live once you’ve gone through foreclosure.

Luckily, there are various options to stop foreclosure Oklahoma on its tracks.

Receiving a foreclosure threat does not mean you have to lose your property.

Bring Your Loans Current

This is clearly the most obvious means to ensure that you don’t get any more threats about repossession.

Bringing your loans current simply means paying the total amount that’s past due.

You can halt the foreclosure proceedings by informing the creditors that you’ll pay off the default amount in addition to the fees.

Lenders prefer getting the money more than your property and so unless there are more severe situations, this should work.

Unfortunately, this usually is not a viable option for most individuals as they do not have adequate money to bring their loans current.

Loan Modification

If you are finding it hard to keep up with your monthly repayments, then it’s worth considering loan payment terms modification.

A loan terms modification can reduce the interest rate or monthly payments, depending on your current situation.

It is possible to adjust your loan with your lender, or eligible for a Homeowner Affordability & Sustainability Plan, a government program that enables homeowners to restructure their mortgage.

Sell Your Property

stop foreclosure in Oklahoma

You do not want to lose your house, but foreclosure might be inevitable.

To avoid the problems that come with foreclosure such as a poor credit rating, it’s advisable to try a short sale.

However, before you do this, you must acquire permission from your lender or you might risk getting in legal trouble.

The reason behind a short sale is to sell the property for adequate money to make up what you owe.

If you are unable to sell it for that amount, you might be responsible for covering the remaining amount.

A short sale is not always a viable option and so, it is imperative to ensure you do your homework and explore other options before resulting to this one.

File For Bankruptcy

When it comes to attempts to stop foreclosure Oklahoma proceedings, declaring bankruptcy should be the last resort as it has some dire repercussions and may not be successful in letting you keep your home.

When you declare bankruptcy, all lenders or creditors are halted from collecting your debt until your case has been settled.

However, this stay does not last forever. Depending on the type of bankruptcy you declare, it’s possible to restructure your mortgage and have a payment plan that allows you to keep your home.

Alternatively, you may be forced to sell your property as part of assets liquidation.

If you are facing foreclosure, do not let it overwhelm you. There’s a lot that you can do to ensure that you don’t lose your home.